What Is a Restoration Insurance Claim?

What Is a Restoration Insurance Claim in Houston?

 


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Our Clients Insurance Claim Is Important to Us!

Bionic Emergency Services will always have a team on standby 24/7 to deal with any restoration
problem or property damage insurance loss that you may experience. As a property damage
restoration company for over 13 years you can count our Team for first class restoration services for
your Houston home or business. Call our number at (713) 338-2424 or visit our website for an immediate response.
Bionic Emergency Services has worked for clients who are insured by all major insurance
carriers in Texas. Whether it’s a fire damage, a water damage, or a need for mold
remediation, we make the restoration process less stressful for home, business and property
owners. Our team works to get your property restored, from start to finish. We have
worked for clients insured by all major insurance companies in Texas. Therefore, you
know we can help when it comes time to meet all your insurance loss insurance restoration
needs. We are restoration experts.

The Process

We try to make your property damage restoration project process as smooth and as efficient as possible. We will provide all relevant documents to your insurance provider.  Therefore, ensuring they have a clear picture of the job that was done. A settlement will be filed after we determine the total loss according to your provider’s requirements. We have over 20 years of experience dealing with our client’s restoration projects. 

Here’s what you need to do if you experience a property damage loss in your home or business:

  • Call us right after damage occurs for emergency and priority response.
  • Make sure to remediate any damage on the property you can before we get there to limit as much potential for damage as possible.
  • Get in touch with your insurance provider once the situation has been brought to a manageable level and it is safe to do. The insurance should provide you with any temporary housing you need before reconstruction of the property, if needed.
  • We will work diligently to properly manage your property damage project from start to completion and assist our client in seeing completion of their project they filed an insurance claim on. We will provide to our client and their insurance claim representatives all necessary documentation, scopes, job files, estimates, invoices, photos and other items, for our clients to properly close their insurance claim between they and their insurance company.

BIONIC Emergency Services goal in your property damage restoration project is to deliver first class customer service, superior quality work, and ultimately peace of mind.

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Property Damage Types:

Find out more about the specific type of property damage scenarios
that may cause a property owner to file an insurance claim:

Water Damage

If your home has experienced water damage it’s important you deep documentation, including photographs and itemizing every item affected by water damage, so it can be sent to your insurance provider for your water damage insurance claim. You also want to try to provide clear documentation or descriptions of what your building looked like before the damage.

Fire Damage

Fire Damage creates damage in multiple ways to a property. You want to provide clear documentation of the damage done including any visible fire or smoke damage. You'll want photographs and lists of everything you've lost as a result of the disaster. If you need help, our compassionate team is here to assist you in restoring your property every step of the way.

Mold Damage

Mold growth will often occur after a flood; requiring mold removal. To file a mold insurance claim by carefully documenting where the mold is growing and where the damage is taking place along with the state your building was previously in. This is a job you always want to leave to a professional too as it can get hazardous especially to those with respiratory problems.
"In less than an hour someone was at my flooded house evaluating what needed to be done. The following day they spoke with my insurance company to coordinate. I would recommend them in a heartbeat."
– Grace Holland

Property Damage & Insurance Claim Info:

BIONIC Emergency Services has worked property damage restoration for over 13 years. Our experience in restoration projects includes water damage, flood damage, smoke damage, fire damage, mold damage, microbial growth damage, vandalism damage and storm damage. BIONIC has worked on small projects costing a few hundred dollars, to projects exceeding $5 Million.
Many of the clients who hire BIONIC have involved their homeowner’s insurance company by filing a claim for a property damage scenario that has occurred at and in their home or business. We have worked with over 10,000 clients that have involved their insurance carrier.
Over 13 years, BIONIC and our Team have been responding to property damage events that have occurred within our clients’ homes and business and real property.

The most common damage we see as a restoration company in Houston, Texas is water damage from busted pipes, leaking pipes, faulty and leaking water heaters, toilet overflows, toilet backups, sewage backups, flooding, rising water, and roof leaks.

BIONIC Emergency Services has worked property damage restoration for over 13 years. Our experience in restoration projects includes water damage, flood damage, smoke damage, fire damage, mold damage, microbial growth damage, vandalism damage and storm damage. BIONIC has worked on small projects costing a few hundred dollars, to projects exceeding $5 Million.
Filing a claim can indeed help if you've experienced property damage, primarily through providing financial compensation and monetary recovery for the property damage losses you've incurred. Here's how it can be beneficial:

Financial Recovery: Filing a claim with your insurance company can help you recover financially from the damage. Depending on your policy, you might be compensated for repairs, replacements, or even the full value of the lost property, including your contents and personal belongings. Further, your policy may provide provisions for the costs incurred from being displaced from your home or business, due to the damages, including the costs of lodging, meals, and other displacement expenses.

Adjusters Assessment: When you file a claim, the insurance company will send an adjuster to assess the damage. This evaluation should be part of the process to properly assess the extent of the damage and officially document the damages and losses, which is crucial for an accurate claim. Our experience is that a client needs the assistance of their selected restoration professionals, to properly document and assess the damages, on their behalf, as insurance carriers are known for undervaluing the damages and associated costs of restoration and or replacement costs.

Before filing a claim, it's a good idea to review your insurance policy to understand the coverage and deductibles. If the damage is significant or if you're unsure whether to file a claim, consulting with your insurance agent or a professional advisor (Public Adjuster or Attorney), can provide personalized guidance based on your circumstances. Restoration professionals at BIONIC, can assist you with a thorough inspection and evaluation, and based on our experience, provide to you estimated and approximated potential values and costs of mitigating and rebuilding, to help you know immediately if you should file a claim. Don’t guess! Call professionals like BIONIC Emergency Services, that have attained vast experience and knowledge of the costs of property damage restoration.
The Team and Staff at BIONIC Emergency Services, are Houston’s leading property damage restoration professionals! We are experts at mitigating and restoring property following vents like pipe breaks, sewage backups, leaks, accidental overflows, roof leaks, floods, hurricanes, tropical storms, fire damage,smoke damage, and mold remediation. While we are your best choice in the greater Houston area for emergency mitigation, water extraction, and restoration rebuild services, we are not Lawyers, Attorneys, or Public Adjusters. BIONIC Emergency can limit the stress of an insurance claim, by providing amazing services and quality work, we cannot give you legal advice, or act as a Public Adjuster. We can professionally and properly scope the actual damages to your property, ensuring nothing is left off or under scoped, discuss the source of damage and loss, perform mitigation, content, and rebuild services, document, estimate, invoice, and discuss the overall scope and price of our services with your Adjuster and insurance carrier, we can’t Adjust your claim, give you legal advice. BIOINC Emergency Services works for you. We do not work for your insurance adjuster or insurance company. We work for you and independent of your insurance, and our scopes, work, and services will reflect the proper work and scope necessary to mitigate and restore your home and property to its pre loss condition. We work for YOU!

Need Help With Disaster Restoration in Houston, Texas or the Greater Houston Area? Give us a call today! 713-338-2424

© 2024 Bionic Emergency Services
UPPA DISCLAIMER: BIONIC Emergency Services LLC, its owners, agents,
employees and representatives, is not a Public Insurance Adjuster and is not providing or offering to provide public adjusting services to its customers. As such, nothing you may read on this website or in any of our other materials should be construed as a promise to negotiate your claim. The information and services provided by BIONIC Emergency Services LLC are limited to evaluating and discussing damage, repair scope and pricing, and then, once funded, making those repairs to the property.
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