What Is a Restoration Insurance Claim?

Many of the clients who hire BIONIC have involved their homeowner’s insurance company by filing a claim for a property damage scenario that has occurred at and in their home or business. We have worked with over 10,000 clients that have involved their insurance carrier.

Over 13 years, BIONIC and our Team have been responding to property damage events that have occurred within our clients’ homes and business and real property.

The most common damage we see as a restoration company in Houston, Texas is water damage from busted pipes, leaking pipes, faulty and leaking water heaters, toilet overflows, toilet backups, sewage backups, flooding, rising water, and roof leaks.

BIONIC Emergency Services has worked property damage restoration for over 13 years. Our experience in restoration projects includes water damage, flood damage, smoke damage, fire damage, mold damage, microbial growth damage, vandalism damage and storm damage. BIONIC has worked on small projects costing a few hundred dollars, to projects exceeding $5 Million.

Filing a claim can indeed help if you've experienced property damage, primarily through providing financial compensation and monetary recovery for the property damage losses you've incurred. Here's how it can be beneficial:

Financial Recovery: Filing a claim with your insurance company can help you recover financially from the damage. Depending on your policy, you might be compensated for repairs, replacements, or even the full value of the lost property, including your contents and personal belongings. Further, your policy may provide provisions for the costs incurred from being displaced from your home or business, due to the damages, including the costs of lodging, meals, and other displacement expenses.

Adjusters Assessment: When you file a claim, the insurance company will send an adjuster to assess the damage. This evaluation should be part of the process to properly assess the extent of the damage and officially document the damages and losses, which is crucial for an accurate claim. Our experience is that a client needs the assistance of their selected restoration professionals, to properly document and assess the damages, on their behalf, as insurance carriers are known for undervaluing the damages and associated costs of restoration and or replacement costs.

Before filing a claim, it's a good idea to review your insurance policy to understand the coverage and deductibles. If the damage is significant or if you're unsure whether to file a claim, consulting with your insurance agent or a professional advisor (Public Adjuster or Attorney), can provide personalized guidance based on your circumstances. Restoration professionals at BIONIC, can assist you with a thorough inspection and evaluation, and based on our experience, provide to you estimated and approximated potential values and costs of mitigating and rebuilding, to help you know immediately if you should file a claim. Don’t guess! Call professionals like BIONIC Emergency Services, that have attained vast experience and knowledge of the costs of property damage restoration.

The Team and Staff at BIONIC Emergency Services, are Houston’s leading property damage restoration professionals! We are experts at mitigating and restoring property following vents like pipe breaks, sewage backups, leaks, accidental overflows, roof leaks, floods, hurricanes, tropical storms, fire damage,smoke damage, and mold remediation. While we are your best choice in the greater Houston area for emergency mitigation, water extraction, and restoration rebuild services, we are not Lawyers, Attorneys, or Public Adjusters. BIONIC Emergency can limit the stress of an insurance claim, by providing amazing services and quality work, we cannot give you legal advice, or act as a Public Adjuster. We can professionally and properly scope the actual damages to your property, ensuring nothing is left off or under scoped, discuss the source of damage and loss, perform mitigation, content, and rebuild services, document, estimate, invoice, and discuss the overall scope and price of our services with your Adjuster and insurance carrier, we can’t Adjust your claim, give you legal advice. BIOINC Emergency Services works for you. We do not work for your insurance adjuster or insurance company. We work for you and independent of your insurance, and our scopes, work, and services will reflect the proper work and scope necessary to mitigate and restore your home and property to its pre loss condition. We work for YOU!